Some hints on individual lending and different factors affecting the credit activity risks

Authors

  • Luminiţa CERNENCO
  • Marilena LAZARENCO

DOI:

https://doi.org/10.26458/1648

Abstract

The bank crediting responds to some economical necesities with objective feature ( the stimulation of the production , the stimulation of the competition , the correlation of the needs of the capital with the posibilities of the formation of this ) . We can say that the humanity lives through credit , because the credit expands through the relationships with the external partners , in the most complexe domains of activity . The increase of the credit portofolio was characteristic of the activity developed of all sections of customers , both the credits given to individual or to companies . This evolution was determined of actions sustained by the selling and promotion of the new credit products .

References

The Banking Law 58/1998 republished and updated.

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Published

2016-12-27

How to Cite

CERNENCO, L., & LAZARENCO, M. (2016). Some hints on individual lending and different factors affecting the credit activity risks. Annals of Spiru Haret University. Economic Series, 16(4), 67–72. https://doi.org/10.26458/1648

Issue

Vol. 16 No. 4 (2016)

Section

DOCTORAL AND POSTDOCTORAL PAPERS

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