Some hints on individual lending and different factors affecting the credit activity risks

Luminiţa CERNENCO, Marilena LAZARENCO

Abstract


The bank crediting responds to some economical necesities with objective feature ( the stimulation of the production , the stimulation of the competition , the correlation of the needs of the capital with the posibilities of the formation of this ) . We can say that the humanity lives through credit , because the credit expands through the relationships with the external partners , in the most complexe domains of activity . The increase of the credit portofolio was characteristic of the activity developed of all sections of customers , both the credits given to individual or to companies . This evolution was determined of actions sustained by the selling and promotion of the new credit products .

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References


The Banking Law 58/1998 republished and updated.




DOI: https://doi.org/10.26458/1648

Copyright (c) 2016 Lazarenco Marilena

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